Expert accounting and business support for sole traders and freelancers.
Being a sole trader, freelancer, contractor, or self-employed professional in New Zealand means having more freedom to work on your own terms.
But it also means being accountable for your own finances, tax obligations, and cash flow - tasks that can quickly become overwhelming without the right support.
Our Services
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Tax Optimisation & Compliance
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Right-first-time income tax & GST returns to minimise tax and avoid penalties
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Maximising eligible tax deductions (home office, vehicle, equipment, etc.)
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Support with IRD compliance and filing requirements
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Tax Optimisation & Compliance
-
Right-first-time income tax & GST returns to minimise tax and avoid penalties
-
Maximising eligible tax deductions (home office, vehicle, equipment, etc.)
-
Support with IRD compliance and filing requirements
Tax Optimisation & Compliance
Right-first-time income tax & GST returns to minimise tax and avoid penalties
Maximising eligible tax deductions (home office, vehicle, equipment, etc.)
Support with IRD compliance and filing requirements
Key financial challenges facing sole traders, freelancers, and the self-employed.
Sole traders and self-employed professionals face unique financial challenges that can make managing their income, taxes, and long-term security difficult.
Some of the most common financial hurdles they encounter include:
1. Irregular Income & Cash Flow Uncertainty
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Unpredictable earnings due to fluctuating work contracts
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Difficulty budgeting for both business and personal expenses
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Late or inconsistent client payments impacting cash flow
2. Tax Compliance & Unexpected Tax Bills
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Struggling to set aside enough for income tax, GST and PAYE (if applicable)
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Unexpected tax liabilities due to poor tax planning
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Complexity of self-employed tax deductions and allowable expenses
3. Lack of Financial Visibility & Business Insights
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No clear separation between personal and business finances
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Difficulty tracking expenses and knowing what is profitable
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Lack of structured financial reporting leading to poor decision-making
4. Admin Overload & Inefficient Processes
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Spending too much time on invoicing, expenses, and bookkeeping
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Over-reliance on spreadsheets or manual systems
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Double-entering data across multiple platforms or using outdated methods
5. No Retirement, Superannuation, or Safety Net
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No employer contributions to KiwiSaver or pension schemes
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No income protection plan in case of illness or downtime
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Lack of a structured savings or investment strategy for future security
We help you grow your business, become more efficient and master your financials.
We specialise in providing value-add accounting and business advice tailored to sole traders and self-employed professionals. Whether you need help with tax compliance, financial planning, or bookkeeping, our expert services allow you to focus on your work while we handle the tricky financial stuff.
Our expert financial and business advisory services are designed to help you in the following ways:
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Gain better financial control and confidence
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Minimise tax stress and exposure
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Save time on admin so you can focus on revenue-generating work
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Make better decisions to scale and grow profitably
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Build financial resilience for long-term security
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Empowering Sole Traders, Freelancers, & the Self-Employed for Sustainable Success.
Our services include:
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Tax Optimisation & Compliance
Right-first-time income tax & GST returns to minimise tax and avoid penalties
Maximising eligible tax deductions (home office, vehicle, equipment, etc.)
Support with IRD compliance and filing requirements
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Business Insights & Financial Clarity
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Monthly or quarterly financial check-ins to track business performance
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Simplified profit & loss tracking to identify the most profitable clients/projects
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Strategies to increase profitability by optimising pricing and expenses
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Cash Flow & Budgeting Support
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Simple and accurate cash flow forecasting for peace-of-mind
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Strategies for managing payments and creating financial buffers
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Setting up the correct structures to easily separate personal and work finances
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Process Automation & Efficiency
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Optimising how you use accounting and supporting software (Xero, etc.)
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Automating core processes such as invoicing, expense tracking, and bank reconciliations
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System integrations to reduce double-entry and admin overload
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Financial Planning & Security
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Guidance on self-employed superannuation & investment options
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Advice on income protection insurance & financial safety nets
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Structuring savings strategies for business stability and long-term security
Ready to get started?
Don’t let financial admin hold you back from doing what you love and making money. Our expert accounting services for sole traders, combined with Xero, make managing your finances simple and stress-free.
Contact us today to see how we can help you grow your business and stay on top of your finances.
Xero: The perfect match for NZ sole traders.
To simplify your accounting and bookkeeping, we strongly recommend Xero - New Zealand’s leading cloud-based accounting software.
Xero makes it easy to manage your finances without the hassle of inefficient processes and messy spreadsheets.
Xero also helps you stand above your competitors because your customers see that they’re working with a business that is professionally managed, easy to deal with, and set up o be around for the long haul.
With Xero, you get:
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Simple Invoicing & Payments – Send professional invoices and track payments with ease.
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Real-time Cash Flow Insights – Stay on top of your income and expenses anytime, anywhere.
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Automated Processes – Reduce admin work with automatic transaction matching and invoicing.
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Anytime, Anywhere Access – Manage your finances from any device, whether you're in the office or on the go.​