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Practical financial advice for small businesses

Why the Accounting Income Method (AIM) for Provisional Tax is Great News

It’s not often the Inland Revenue gives us something for nothing, but in a few weeks’ time it’s going to feel like Christmas has come early for a lot of small businesses.

The IRD’s generous gift goes by the rather dull name of the Accounting Income Method for Provisional Tax - or AIM for short - but it’s...

If you can’t read your balance sheet you don’t know the health of your business

One of the biggest mistakes a lot of small business leaders make is ignoring their balance sheet.  For some silly reason, they think that it’s irrelevant or something only their accountant needs to understand.

Unfortunately, when it comes to the balance sheet, ignorance is far from bliss.  In fact...

Big Benefits of Cloud Accounting

In a previous article we looked at the limitations of spreadsheets and why they’re no substitute for good accounting software.

But, these days, you don’t even have to settle for accounting software that is merely ‘good’ – mainly because the technology available is truly remarkable.

And when it comes to all things technology, one of the biggest...

Beware the Spreadsheet Junkie

Isn’t it funny how some trivial incidents, from years gone by, can stick in your mind? 

Even though it was 20-odd years ago, I'll never forget it – the day I stumbled on a workmate trying to use Microsoft Excel to write a letter. 

After we’d had a good old laugh about it (me more than him), I questioned the reason for such madness. His a...

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